Full Service Movers Marketplace

Archive for February, 2012

Renters Insurance

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This is a guest blog post by Brian Barwig, marketing executive of SelfStorageFinders.com.

Most people don’t realize when they rent a self storage unit they will probably need renters insurance. Just because items are placed in a storage unit doesn’t make them any less valuable or sentimental than items kept at home. This article will help you understand why renters insurance is important and why you should have it when using self storage.

Why Do I Need It

If something unforeseen would happen to your belongings while they are in self storage, could you afford to lose them? If there were a fire, flood or break in and some of your possessions were ruined, would you care? What do you have to lose? You must determine if it is worth spending the extra money for peace of mind. If you have homeowners insurance you may be covered for renters insurance already. There is usually a set percentage of your homes worth that is set aside for insurance outside the home.

How Do I Get It

You can acquire renters insurance through your homeowners insurance as discussed above or you can get it through almost any insurance company. It is best to start with the insurance companies you already use. Many storage facilities also provide the option to add insurance to each rental contract. Many people find this helpful as they can pay one bill to the storage facility rather than sending 2 bills each month.

How Much Does it Cost

The cost is typically month to month and will vary on the company itself and the amount of coverage needed. If you want $15,000 worth of protection you will pay more than someone who only wants $1,000 worth of coverage. The renters insurance will cover just about anything from weather, burglary and fire.

Renters insurance is not complicated and basically comes down to how much of your stuff you are willing to protect. For any additional questions you can ask the storage facility manager or talk to your insurance provider.

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Car shipping guide

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This is a guest blog post that comes from Vehicleshippingrates.com, online directory of car shipping companies.

If you’re relocating to a new house, it can be somewhat confusing as to where you should begin. First of all, you should know that the more time you give yourself to plan your move, the less likely you are to run into any problems along the way. Also, providing yourself with more time allows you the ability to fix any issues before they turn into serious problems or cause a delay in your move.

One of the best ways to ensure that your move is perfectly planned down to the very last step is by consulting with a professional moving company. However, make sure to enquire of any moving company you choose whether or not they will also ship vehicles. Many moving companies are limited to moving household goods only, which leaves you with one more step to handle on your own.

However, there is a simple solution to handling this step. By taking advantage of the internet, you can easily handle this part of your move with a few clicks of a button. Many auto shipping companies will provide you with free car shipping rates without a problem. There are also companies that will not only provide you with a shipping quote from their company, but also from their leading competitors. This allows you to make sure that you’re getting the best deal possible on your auto shipping.

Once you have chosen the auto shipping company you wish to use, it is best to contact them by phone in order to go over your shipping details with one of the company’s customer service representatives. Companies that are hard to reach by phone or e-mail in a timely manner are most often companies that you should avoid. In the case that there were any problems with your shipment, you want to know that you are dealing with a company that will keep you up to date, and likewise, be there for you whenever needed for questions or concerns. Nothing is more frustrating than being kept in the dark, especially when something as valuable as your vehicle is at stake. So before you sign on with any shipping company, make sure that you are fully comfortable with them and the level of service that they offer.

Also, be sure that you are aware of all necessary steps that you will need to take before your vehicle is picked up. For instance, most companies require that you remove all personal belongings within the vehicle, other than those after market parts which are in some way fastened to the vehicle. You will also want to make note and evidence of any scratches existing prior to the move, in order to ensure that you are not held liable for any new dings or dents on your vehicle upon delivery. Any legitimate moving company should provide you with a bill of lading, which makes note of any existing damages, and is signed off upon by both parties at the time of pick up. This will help to avoid any confusion at delivery about whether or not the vehicle has accrued any new damages.

No matter what you do, it is important that you remember to do your homework. Finding out as much about the moving process as you can before hand will prevent you from running into any speed bumps along the road.

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Moving into a Condo

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For those who may not be able to keep up with their house mortgage in this troubled economy, they may soon be thinking about downgrading to a smaller space; perhaps a condo. If you have always lived in a single unit home, it may be difficult for you to make that transition to a condo.

There are vast differences from living in a single unit when you move into a condo, one of which is that you have to share your property space with others. Among some of the things you may have to share with your neighbors include the condo grounds, laundry area and even the pool if there is one.

Relocating to a condo also means that from time to time you would be given notice so that the grounds and maintenance crew can come into your unit to inspect it. Depending on which condo you choose to live, there is also security on the grounds either with an appointed security personnel on the premises or with the use of close circuit cameras in the building. This type of security is ideal for a single person or a single parent living with their kids.

Another thing to note about living in a condo is that you may have to deal with hearing noises from your neighbors since they live so close to your unit. There would also be repair and maintenance noises that you would hear around the building or even coming from one of your neighbors as well. From noises  made from the garbage chutes to the sound of the elevator and even the air-conditioning units; these are the noises that most tenants who live in a condo have to deal with. Even before moving into your condo, be sure to ask the real estate agent about noise reduction in your unit or find out about ways in which it can be obtained. In addition, find out about the noise level rules in your building; usually some condo association have rules about the noises that neighbors make in their own unit.

If you are downgrading to a condo from a large single unit home, you may have to also downgrade your furniture as space may not allow you to keep those that you have. Some appliances may not be allowed in the unit as well; be sure to ask about if you can keep a washer/dryer in your unit before moving in.

Since some condos have pet restrictions, you should also get information about this beforehand as well. One condo dwelling may require that your pet be of a particular weight to be able to move in with you while others may allow you to only have a dog or a cat. The sooner you find out about this the better as you would be able to make alternative arrangements for your pet or move to another condo that would accommodate them.

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